Privacy & Disclosure

PRIVACY  

LifeLegacy Wealth Management Inc. o/a LifeLegacy, its staff, agents and advisors adhere to the Personal Information and Electronic Documents Act (“PIPEDA”), a federal privacy law. For the purposes of this statement the terms we/us/our encompasses LifeLegacy, its staff, advisors and agents.

Disclosure

LifeLegacy Wealth Management Inc. is a corporate entity owned and controlled by Edward Turgeon. It operates under the registered tradename as LifeLegacy. LifeLegacy is an independent financial planning firm based in Red Deer County in the province of Alberta. LifeLegacy is represented by Edward Turgeon and/or Robert Toews. Licensing Edward Turgeon, Robert Toews and LifeLegacy Wealth Management Inc., o/a LifeLegacy, are licensed through the Alberta Insurance Council for the sale of life, disability, critical illness, long term care, travel insurance, and related insurance products. This licensing also covers the sale of segregated investment funds. 

LifeLegacy has a Referral Arrangement for investment services with:

LifeLegacy has a Referral Arrangement for lending services with:

LifeLegacy Advisors hold the following professional memberships and designations:

Edward Turgeon is:

Robert Toews is:

Companies LifeLegacy is Contracted With

LifeLegacy and its Advisors through an intermediary Managing General Agency ("MGA") named IDC Worldsource Insurance Network Inc. ("IDC WIN") are able to offer insurance and investment products from the following companies:

Canada Life, Desjardins, Empire Life, BMO Life Assurance, Industrial Alliance, Manulife, myHSA, RBC Life Insurance, SunLife, Equitable Life, The Edge Benefits Inc.

No insurance company holds an ownership interest in LifeLegacy. Other than agency relationships, there are no outstanding financial relationships in existence with between the agent and any insurance company, such as loans or other forms of indebtedness. 

LifeLegacy offers comprehensive financial planning on a fee-for-service basis, our planning fees are based on the time and complexity of the planning needs. Clients will be directly invoiced for planning fees, or if they enter into an Investment Management Agreement with one of our investment services referral partners, the service fee may offset some or all of the planning fee.  All fee arrangements and compensation are fully disclosed in your Engagement Agreement. If you choose to purchase a financial product through LifeLegacy, we will be paid a sales commission from the company that provides the product. LifeLegacy may also receive renewal (or service) commission if you are happy and keep your plans for years to come. The Advisor may also be eligible for additional compensation, such as bonuses, or non-monetary benefits, such as travel incentives, depending on various factors such as the volume or persistency of business that is placed during a given time period.