Privacy & Disclosure

• Personal and/or Corporate income tax and financial information;

• Account statements from other firms, including banks, trust companies or fund companies;

• Pension plan information;

• Health information;

• Legal documents including wills, trusts and powers of attorney;

• Copies of identification including photo identification and banking information; and

• Information that may have been acquired from external sources prior to our relationship such as accountants, financial or legal advisors or financial institutions subject to our specific agreement. 

 Clients understand that the Advisor may use and disclose this information to:

• Communicate with them in a timely and efficient manner;

• Communicate with your tax, legal, or financial advisors and institutions as outlined in herein;

• Complete the “Terms of Engagement” as outlined in your Engagement Agreement.   In order to obtain products for you, we are required to confidentially convey your information to insurers, relevant financial companies and intermediaries;

• Detect and prevent fraud;

• Analyze business results; and

• Act as required or authorized by law.

Clients understand that they have the following rights concerning privacy:

• the right to know why an organization collects, uses or discloses my personal information;

• the right to expect an organization to handle my information responsibly and to not use it for any purpose other than the one to which I consented;

• the right to know who in an organization is responsible for protecting my information;

• the right to expect an organization to protect my information from unauthorized disclosure;

• the right to inspect the information an organization holds about me and make sure it is accurate, complete and current;

• the right to expect an organization to destroy my information when requested and when no longer required for the intended original purpose;

• the right to confidentially complain to an organization about how it handles my information and may escalate my complaint to the Privacy Commissioner of Canada if needed; and

• the right to remove my consent at any time by contacting my advisor/company in writing.

Clients understand that LifeLegacy™ will not:

• Sell my personal information to anyone; and

• Share my personal information with organizations outside of our relationship that would use it to contact me about their own products or services.

 DISCLOSURES 

Licensing:

Insurance Licensing – Edward Turgeon and LifeLegacy Wealth Management Inc., o/a LifeLegacy™, are licensed through the Alberta Insurance Council for the sale of life, disability, critical illness, long term care insurance, and related insurance products.   This licensing also covers the sale of segregated investment funds.  The Advisors are insurance brokers and hold contracts with multiple insurers.  

Referral Arrangement – LifeLegacy has entered into a Referral Arrangement for investment services with:

• Fiduciary Trust Company of Canada, a registered Portfolio Manager, to provide discretionary portfolio management services to qualified clients of LifeLegacy Wealth Management Inc.   

• FTC Investor Services Inc. a registered mutual fund dealer, to provide mutual fund and pooled fund investment solutions to qualified clients of LifeLegacy Wealth Management Inc.

 Professional Memberships: 

      Edward Turgeon is: 

• • certified by FP Canada Standards Council™ to use the Certified Financial Planner® (CFP®) designation

  • a Financial Management Advisor (FMA) holder, granted by the Canadian Securities Institute 

  • a Chartered Investment Manager (CIM®) holder, granted by the Canadian Securities Institute

  • a Fellow of CSI (FCSI®) granted by the Canadian Securities Institute

  • a member in good standing of the Financial Advisors Association of Canada (Advocis)

  • a member in good standing of the Canadian Association of Farm Advisors

  • a member in good standing of the Estate Planning Council of Canada